Long-Term Capital Preservation:
Promote Your Financial Independence

If Financial Planning provides a strategy for your future, Capital Preservation is how you execute the plan. Without help, deciding how to best invest and budget your money poses many complications. Investing in the stock market carries the risk of losing your carefully accumulated capital. Low-risk, low-interest investments can be devalued by inflation. Over-investment might leave you without liquid assets at crucial moments. Huge expenses can arise from health problems and other crises. McGirr can help address these problems with financial options you may not be aware of.

It is possible to invest your money safely and still share in market growth, an example being Fixed Rate Annuities. They are a broad class of financial products that guarantee the return of your principal plus a minimum return at maturity. Your money can’t shrink, and could grow dramatically. McGirr can help you decide how much to invest in a pure fixed rate or equity indexed contract that is best for you. We offer a choice of reputable insurance carriers and can guide you to a selection of products with the appropriate maturity periods, finding you the best rates of minimum return balanced with the best chances for growth.

It is possible to live a long, full life without depleting your life savings and without becoming a burden to others. Another example of McGirr’s offerings, Long-Term Care Insurance, is a realistic investment for the future. It gives you the security of knowing you have chosen and budgeted for the best services available, whether you prefer a quality long-term care facility or care in the privacy of your own home. McGirr can help you find an insurance carrier with a good reputation, reasonable premiums, generous benefits and lifetime coverage. We know how to determine which of the carriers offer the features that best match your needs.

You have many financial options. McGirr is your willing partner to help you understand them fully.